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Cardiff City made a £35. 1m loss in the season they were relegated from the Championship, according to the club's latest set of accounts. The Bluebirds are currently top of League One and on course to return to the second-tier at the first attempt. But accounts state they remain reliant on the financial support of majority shareholder Vincent Tan, whose loans to the club totalled almost £90m by the end of last season. In notes accompanying the accounts for the financial year ending on 31 May 2025, Cardiff's overall liabilities stood at £161m. As well as monies owed to parties connected to Tan, a sum of £37. 3m is also owed to a company where chairman Mehmet Dalman has significant interest. That saw Cardiff pay around £7m in interest and similar expenses, although more than half of Tan's loans do not accrue interest. Robertson eyes 'dream' Cardiff and Australia double Latest Cardiff City news, analysis and fan views The accounts state that since the reporting period at the end of last season, Cardiff have also received a further £19. 5m from that does not require repayment. The source of that £19. 5m has not been made public. Cardiff's turnover increased £2. 6m to £25. 8m, but their wage bill increased to £29. 1m during the last campaign – although the accounts confirm most of the squad did include relegation clauses. The £35. 1m overall loss is a jump of £23m, although last year's finances were boosted by the sale of a percentage of any successful damages gained in their court action with French club Nantes over the death of the Argentinian striker Emiliano Sala. Their operating loss remained relatively unchanged at £28. 1m. In the notes accompanying the accounts, the club state that relegation from the Championship meant they faced an "immediate challenge" of an "incredibly significant drop in turnover and the actions that by necessity had to be taken around the club's cost base to bridge that gap". That has included pausing development of the club's proposed new training base until they return to the second tier, as well as utilising the club's academy talent as part of a squad restructuring. That has proven successful so far with new manager Brian Barry-Murphy leading them to a healthy position at the top of League One. Guardiola speaking after Man City draw Real Madrid in Champions League last-16 Chelsea to face holders PSG in Champions League's last 16 Cadillac and Audi - the same ambition but two very different projects Lord Sugar's hopefuls jet off to Hong Kong Annie and Nick look ahead to the Brit Awards The making of Charli XCX's fourth album, during the 2020 lockdown An occult-tinged crime shakes a Welsh village to its core 'Borthwick relaxed but defiant amid England Six Nations slide' Cadillac and Audi - the same ambition but two very different projects #Do It Like Harry - from viral Twickenham mascot to England U18s prospect The £37m cost of Man Utd's past two managerial changes India overpower Zimbabwe to restore hopes of semi-final spot. Video India overpower Zimbabwe to restore hopes of semi-final spot 'He had it all' - Taylor pays emotional tribute to Virgo. Video'He had it all' - Taylor pays emotional tribute to Virgo 'I had some potential, but my personality was preventing me from reaching it' The 'rare combination' behind Britain's youngest F1 driver 'Darlings of Italian football' - how Atalanta salvaged national pride 'The day Brook showed he is an England leader' 'It would be catastrophic' - are Spurs too big to go down? 'Equal in decay' - Mayweather v Pacquiao is another boxing 'carnival' Why has it gone so wrong for Aston Martin? Why Champions League return is crucial to Man Utd How safe is bare-knuckle boxing as it fights for mainstream appeal? Copyright © 2026 BBC. The BBC is not responsible for the content of external sites. Read about our approach to external linking.